Medicare does not cover independent living and usually doesn’t pay for assisted living expenses. However, it can cover certain expenses like short-term care in a skilled nursing facility, depending on your eligibility.

Ways to Pay for Independent Living

  1. Personal funds: Most seniors use their income and retirement savings to pay for independent living.
  2. Social Security benefits and pensions: Elders receiving Social Security retirement benefits and other types of pensions can use this income to help cover independent living expenses.

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